RICS Home Survey Level 2: What You Need to Know

When purchasing a property, the choice of survey can significantly impact your understanding of the building’s condition. A RICS home survey level 2—commonly known as a Homebuyer Report—balances cost and detail. In this article, we delve into RICS survey details, uncover homebuyer report insights, explain different property inspection levels, and outline essential surveyor qualifications so you can decide if Level 2 is right for you.

1. What Distinguishes Property Inspection Levels?

RICS defines three standard levels:

• Level 1 (Condition Report): Basic overview of significant issues.
• Level 2 (Homebuyer Report): More detailed, includes valuation and actionable advice.
• Level 3 (Building Survey): Full structural analysis with in‑depth commentary.

For a quick comparison, see our survey types compared.

2. Key Components of a Level 2 Survey

a) Visual Inspection

Comprehensive walk‑around of accessible areas—roof voids, floors, walls, and exterior.

b) Defect Identification and Risk Ratings

Every defect is classified as:

• Urgent attention (e.g. major structural issues)
• Recommended repairs (e.g. joinery maintenance)

c) Market Valuation

An estimated current market value and suggested price to rebuild, useful for insurance.

d) Photographic Evidence

Photographs highlight defects and key observations.

3. RICS Survey Details and Standards

All RICS Home Survey Level 2 reports adhere to strict guidelines:

• Standard format: Ensures consistency across surveyors.
• Clear language: Jargon‑free explanations.
• Actionable advice: Prioritised recommendations with cost estimates.

To see a sample report and our full service offerings, click here.

4. Homebuyer Report Insights

A Level 2 survey can reveal issues invisible to the untrained eye, such as:

• Hidden moisture ingress in walls or timbers.
• Subtle settlement cracks indicating foundation movement.
• Poorly executed previous repairs that may fail prematurely.

These insights guide your purchase negotiations and budgeting for future maintenance.

5. Surveyor Qualifications and Accreditation

Ensure your surveyor:

• Is RICS‑registered and carries valid professional indemnity insurance.
• Holds relevant specialisms if your property is unconventional (e.g. heritage buildings).
• Offers clear examples of previous Level 2 reports.

Our team of RICS surveyors all meet these standards—learn more on our about us.

6. Who Should Choose a Level 2 Survey?

• Standard construction properties less than 100 years old.
• Buyer confidence seekers who want more detail than a Condition Report.
• Mortgage‑mandated surveys, as many lenders require a Homebuyer Report.

If you’re uncertain, our FAQs on survey processes can help you match survey level to property type.

7. Limitations of Level 2 Surveys

• No intrusive investigation: Concealed areas (e.g. behind walls) aren’t opened up.
• Not ideal for converted or listed buildings: Unusual construction may need a Level 3.
• Limited structural commentary: Major structural defects are flagged but not analysed in depth.

8. Cost Considerations for a Level 2 Survey

Typical RICS survey cost for Level 2 ranges from £400 to £700, depending on location and property size. For a full breakdown, see our article on Level 2 Homebuyer Survey costs.

9. How to Prepare for Your Survey

1. Clear access: Ensure loft hatches and cupboards are accessible.
2. Provide documentation: Building plans or previous survey reports.
3. Compile questions: List areas of concern to discuss with your surveyor.

10. After the Survey: Next Steps

• Review your report thoroughly: Prioritise urgent repairs.
• Negotiate with the seller: Use identified defects to adjust the purchase price.
• Plan future maintenance: Budget for recommended works over the coming years.

For more detailed guidance, read our post on comparing survey types and browse our services for follow‑up support.

Conclusion

A RICS Home Survey Level 2 delivers the ideal balance between affordability and detail for most conventional UK properties. By understanding RICS survey details, recognising your surveyor’s qualifications, and knowing the limitations of each inspection level, you can make an informed choice. Ready to book? Explore MV Surveying or find answers in our FAQs.